INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING SYSTEM, AND INFORMATION PROCESSING PROGRAM

[Problem] To predict an outstanding claims reserve required by an insurance company in the future. [Solution] In order to predict an outstanding claims reserve of an insurance company by use of a neural network, an information processing apparatus 100 includes: a training means configured to cause t...

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Hauptverfasser: SANSON GIRALDO, Horacio, BERSANO MENDEZ NICOLAS, Ignacio
Format: Patent
Sprache:eng
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Zusammenfassung:[Problem] To predict an outstanding claims reserve required by an insurance company in the future. [Solution] In order to predict an outstanding claims reserve of an insurance company by use of a neural network, an information processing apparatus 100 includes: a training means configured to cause the neural network to learn in such a manner as to, in response to the input of claim data of which insurance claims are not yet paid on the basis of past insurance claim data, estimate and output an unknown cumulative loss based on the claim data of which insurance claims are not yet paid; and an outstanding claims reserve prediction means configured to input claim data of which insurance claims are not yet paid into the neural network that completed learning by the training means and, accordingly, obtain the output of the unknown cumulative loss and predict the outstanding claims reserve required in the future.