MULTI-FACTOR AUTHENTICATION FOR NON-INTERNET APPLICATIONS
Receive a transaction generated by a user of a non-internet application; identify transaction life cycle steps of previous similar transactions; and generate a transaction risk score for the transaction using machine learning models and a blockchain record of the previous similar transactions. In re...
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Format: | Patent |
Sprache: | eng |
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Zusammenfassung: | Receive a transaction generated by a user of a non-internet application; identify transaction life cycle steps of previous similar transactions; and generate a transaction risk score for the transaction using machine learning models and a blockchain record of the previous similar transactions. In response to the transaction risk score exceeding a threshold value, authenticate the transaction and the user using two-step authentication. The two-step authentication uses challenge/answer templates derived from the blockchain record of previous transactions. |
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