FLEXIBLE VEHICLE LOAN APPLICATIONS

Methods and/or systems for a flexible loan application process for financing a vehicle may provide multiple user interface channels (which include both multiple manual and electronic user interface channels) via which the applicant may initiate, monitor, access, and/or close the loan, as the applica...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: Miller, Stacy Lynn, Lynch, Heather Rae, Vela, David, Fesler, Alissa Jeannine, Holladay, Melissa Meyers, Albers, Michael Dennis, Eich, Amanda Leigh, Humberd, Janis A, Lommatsch, Theresa E, Mullen, Lori, Zayas, Louis C
Format: Patent
Sprache:eng
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Beschreibung
Zusammenfassung:Methods and/or systems for a flexible loan application process for financing a vehicle may provide multiple user interface channels (which include both multiple manual and electronic user interface channels) via which the applicant may initiate, monitor, access, and/or close the loan, as the applicant desires. Further, for a single loan application, the applicant may only need to provide limited information at the outset. Subsequently, the flexible loan application process may provide multiple approved loan offers of varying loan amounts and/or loan terms based upon the limited applicant information received. The applicant may then select one or more of the offers to customize, within approved limits, to generate a vehicle loan that best suits his or her preferences without having to restart the entire loan application process.