METHOD AND DEVICE FOR ISSUING A CREDIT VIA A PAYMENT CHANNEL

METHOD AND DEVICE FOR ISSUING A CREDIT VIA A PAYMENT CHANNEL

A method for granting a credit from an issuer of the credit to a recipient of the credit via a payment channel. The method includes: the issuer and the recipient reach an agreement regarding a payment covering the credit from a payment service provider of the recipient to a payment service provider...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: Poddey, Alexander, Kamphuis, Fredrik
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A method for granting a credit from an issuer of the credit to a recipient of the credit via a payment channel. The method includes: the issuer and the recipient reach an agreement regarding a payment covering the credit from a payment service provider of the recipient to a payment service provider of the issuer; at least the amount of the credit is frozen on the payment channel for the issuer for an agreed-upon time allowed for payment, the payment service providers are registered; provided a confirmation of the payment takes place by at least one of the payment service providers within the time allowed for payment, the amount is automatically credited by the payment channel to the recipient or the time allowed for payment is extended; otherwise, the amount is automatically released by the payment channel for the issuer after the time allowed for payment elapses.