SYSTEMS AND METHODS FOR PROCESSING FINANCIAL TRANSACTIONS USING COMPROMISED ACCOUNTS

Computer-implemented systems and methods for processing a financial transaction include receiving, from a device, a financial transaction comprising an account number associated with a financial account; based on a determination that the account number is suspended, determining whether authorization...

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Bibliographische Detailangaben
Hauptverfasser:	CHARLES, Rachael, GATES, Andrew, WOLLNER, Zebulon, BERGER, Jonathan, HYBERTSON, Trace, CAPLAN, Charles, CHILDRESS, Jen, FLAIG, Steven
Format:	Patent
Sprache:	eng
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ELECTRIC COMMUNICATION TECHNIQUE ELECTRICITY PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHICCOMMUNICATION
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Beschreibung
Zusammenfassung:	Computer-implemented systems and methods for processing a financial transaction include receiving, from a device, a financial transaction comprising an account number associated with a financial account; based on a determination that the account number is suspended, determining whether authorization data associated with the financial account exists to authorize financial transactions associated with the account number after the account number is suspended; based on a determination that the authorization data exists, determining a first temporary identifier; receiving a second temporary identifier from the device; and based on a determination that the first temporary identifier is the same as the second temporary identifier, approving the financial transaction.