Systems and Methods for Facilitating Settlement in the Promotional Offer Industry

Systems and methods for managing the promotional offer industry offer, redemption, and settlement processes in ways that facilitate improvements in the reconciliation and settlement process, thereby facilitating rapid and accurate settlement. A method for facilitating rapid and accurate settlement includes steps of associating a unique bank card number with a promotional offer, transmitting the bank card number to a consumer computing device over an electronic communications network as a received promotional offer, whereby a consumer operating the consumer computing device is enabled to use the bank card number at a point of sale to redeem the received promotional offer, receiving an indication that the bank card number was used at the point of sale to redeem the received promotional offer, and allocating payment for redemption of the received promotional offer within one week of receipt of the indication that the bank card number was used at the point of sale.