Multi-layer machine learning validation of income values

The present disclosure relates generally to a calculated probability that an income value has been misrepresented in a risk analysis system. For example, the system may apply first data to a first machine learning (ML) model to determine a conservative income prediction associated with the data and...

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Bibliographische Detailangaben
Hauptverfasser: Shu, Shi, Kennedy, Michael J, Gancarz, Gregory
Format: Patent
Sprache:eng
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Beschreibung
Zusammenfassung:The present disclosure relates generally to a calculated probability that an income value has been misrepresented in a risk analysis system. For example, the system may apply first data to a first machine learning (ML) model to determine a conservative income prediction associated with the data and apply second data to a second ML model to determine a probability that an overstatement of the income value would result in a change in an approval determination.