NON-DEFAULT PAYMENT APPLICATION SELECTION DURING EMV-COMPLIANT PAYMENT TRANSACTION METHOD

NON-DEFAULT PAYMENT APPLICATION SELECTION DURING EMV-COMPLIANT PAYMENT TRANSACTION METHOD

By implementing such a function selection, new non-EMV compliant functionalities may be quickly added to existing payment-system specific kernels. In addition, by restarting the existing payment transaction instead of starting a new one, it may be quickly restarted using the same amount and the same...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: Rice, Enda, Hay, Florent
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:By implementing such a function selection, new non-EMV compliant functionalities may be quickly added to existing payment-system specific kernels. In addition, by restarting the existing payment transaction instead of starting a new one, it may be quickly restarted using the same amount and the same currency without the need of any merchant interaction. By using existing mechanism already present in the EMV specifications and protocols, Users are given a higher degree of control over the payment applications used to complete payment transactions, and unexpected payments and/or unexpected terminations of payments are less likely to occur when a conflict arises between the contents of the PPSE and the POI terminal capabilities.