SYSTEM AND METHOD FOR DYNAMIC INSURANCE COVERAGE IN A SUBSCRIPTION VEHICLE SERVICE

SYSTEM AND METHOD FOR DYNAMIC INSURANCE COVERAGE IN A SUBSCRIPTION VEHICLE SERVICE

Embodiments of solutions for dynamic and/or flat-rate insurance of clients with access to a shared asset pool through a subscription vehicle service are disclosed. An exemplary embodiment leverages a subscription vehicle service platform to collect data elements associated with each driver-to-vehicl...

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Bibliographische Detailangaben
Hauptverfasser: CARLEY, ADAM J, PHELPS, JR., JOHN R, ZAPPA, VINCENT G, RACKLEY, III, BRADY L, NEEL, STEVEN S
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:Embodiments of solutions for dynamic and/or flat-rate insurance of clients with access to a shared asset pool through a subscription vehicle service are disclosed. An exemplary embodiment leverages a subscription vehicle service platform to collect data elements associated with each driver-to-vehicle combination in the subscription vehicle service. Using the collected data elements, embodiments package the data elements according to predefined preferences of one or more insurance providers. When a present driver-to-vehicle combination associated with a given client changes, the packaged data elements are provided to the insurance providers in order to solicit quotations, or approval, or continuation of current policy for the new driver-to-vehicle combination. Certain one or more of the data elements may be designated as risk-indicative data elements and may be monitored remotely by the system in order to ensure that the risk assumed by the selected policy is not exceeded.