ADDING SECURITY TO A TRANSACTION BY VERIFYING LOCATIONS

A method includes receiving a transaction authorization request for a transaction between a user and a transaction system. The method also determines the location of the transaction system based and receiving the location of an account holder device associated with the account. The method also deter...

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Bibliographische Detailangaben
Hauptverfasser:	KUMAR, Sharath L, DONGRE, Keerthidhara Mala, PRASAD, Stephen, SHETTY, Arun, RAI, Sanjay Ramdas
Format:	Patent
Sprache:	eng
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:	A method includes receiving a transaction authorization request for a transaction between a user and a transaction system. The method also determines the location of the transaction system based and receiving the location of an account holder device associated with the account. The method also determines whether an increased authorization level is required for the transaction based on the location of the transaction system and the location of the account holder device. If the increased authorization level is required for the transaction, the method includes transmitting an increased authorization inquiry to the transaction system and receiving a response to the increased authorization inquiry. The increased authorization inquiry may be associated with a predetermined response. The method determines whether to authorize the transaction based on the response by the user and the predetermined response to the increased authorization inquiry.