Security System Using Communication Channel-Based Authorization

Security System Using Communication Channel-Based Authorization

A first communication of a channel communication between a first party and a second party is received for a previous transaction in which the first party provided information for a payment instrument. The information for the payment instrument is stored with the information for the first communicati...

Ausführliche Beschreibung

Gespeichert in:
Bibliographische Detailangaben
Hauptverfasser: ACAR, Tolga, PEARSON, Malcolm Erik
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A first communication of a channel communication between a first party and a second party is received for a previous transaction in which the first party provided information for a payment instrument. The information for the payment instrument is stored with the information for the first communication of the channel communication of the previous transaction in storage. A current transaction between the first party and the second party using a second communication is detected. The information for the second communication is used to locate the information for the first communication for the previous transaction and the information for the payment instrument in the storage. The second communication and the first communication are evaluated to determine whether to authorize re-use of the information for the payment instrument for the current transaction. The information for the payment instrument is provided to the first party for use in the current transaction.