MULTI-PAYER PAYMENT SYSTEM

A method for providing multi-payer, location-based payments includes detecting at least one mobile device using a near field communication device. At least one of a plurality of secondary payers that is associated with a social network of a primary payer is determined to also be associated with the at least one detected mobile device. A first current location is determined, a first payee associated with the first current location is retrieved, and a preferred payment account for each secondary payer associated with a detected mobile device is retrieved. A payment application is then provided that allows payments to be made to the first payee from the primary payer via a first primary payer preferred payment account and from each secondary payer associated with a detected mobile device via a respective secondary payer preferred payment account.