INTERNET OF THINGS RECOGNITION OF QUESTIONABLE ACTIVITY

INTERNET OF THINGS RECOGNITION OF QUESTIONABLE ACTIVITY

A method, computer program product, and system includes a processor(s) receiving user identification data, identification data related to personal computing devices, and credential information for accessing data collected by the one or more personal computing devices. The processor(s) obtains an ind...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: CHILDRESS, Rhonda L, BENDER, Michael
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A method, computer program product, and system includes a processor(s) receiving user identification data, identification data related to personal computing devices, and credential information for accessing data collected by the one or more personal computing devices. The processor(s) obtains an indication of program(s) initiating a transaction initiated on behalf of the user. The processor(s) utilize the credential information to access data related to the user collected by the personal computing devices contemporaneously with the initiating the transaction. The processor(s) determines a risk of fraud associated with the transaction, based on a portion of the data related to the user, where the risk of fraud indicates a likelihood that the transaction is fraudulent. The processor(s) alert the program(s) initiating the transaction of the risk of fraud.