ELECTRONIC PAYMENT DEVICE TRANSACTIONS

Performance and processing of a contactless transaction at an electronic payment device with a terminal of a transaction system is described. In the device, an account data set is prepared for use in contactless transactions. This account data set comprises user account details to identify a user ac...

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Bibliographische Detailangaben
Hauptverfasser:	Smets, Patrik, de Almeida Ferreira da Silva, Luis Filipe, Cateland, Axel Emile Jean Charles
Format:	Patent
Sprache:	eng
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:	Performance and processing of a contactless transaction at an electronic payment device with a terminal of a transaction system is described. In the device, an account data set is prepared for use in contactless transactions. This account data set comprises user account details to identify a user account with an issuer for the user account and an indicator indicating that the contactless transaction is a customer not present (CNP) transaction. A contactless transaction is performed with the terminal using the contactless transaction account data set. In processing, transaction details of a contactless transaction are received and reviewed to determine whether the contactless transaction is indicated to be a customer present or a customer not present transaction. If the contactless transaction is indicated to be a customer present transaction, an issuing bank for the electronic payment device is notified. If the contactless transaction is indicated to be a customer not present transaction, the contactless transaction is processed as a customer not present transaction. Suitable apparatus is also described.