METHOD AND SYSTEM FOR FRAUD CONTROL BASED ON GEOLOCATION

METHOD AND SYSTEM FOR FRAUD CONTROL BASED ON GEOLOCATION

A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a se...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: RASSBACH Susan, DHALA Amyn, DELPERDANGE Alain, COBURN Gregory, DESSY Benjamin, SAVOYE Mark N, STEENBEEK Dominique, MATTINGLY Tim, HIVELY Corey, RANDELL Karen, PEYTON Kimberly Lewis, DICKINSON Brad, SIDHU Navjot
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a second geographic area different from the first; receiving an authorization request for a first transaction involving a first payment card, the request including a first geographic location; receiving an authorization request for a second transaction involving a second payment card, the request including a second geographic location; determining validation for each authorization request, wherein each is determined to be valid if the geographic location is in a geographic area corresponding to the first geographic area or the second geographic area; and transmitting the determination of validation for each authorization request to a payment network for processing of the associated payment transaction.