AUTOMATED TELLER MACHINE FEE PREPAYMENT AND REWARD SYSTEM AND METHOD

Systems and methods of providing a flat fee automated teller machine ("ATM") program are described. An operator of a transacted ATM may receive an inquiry from the ATM regarding whether a transacted ATM card is enrolled in the flat fee ATM program. The ATM operator may have access a databa...

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Bibliographische Detailangaben
Hauptverfasser: Bodman Ryan, Parento Stephen, Griffin Beth Marie, Wang Der Pei, Sahgal Shekhar
Format: Patent
Sprache:eng
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Beschreibung
Zusammenfassung:Systems and methods of providing a flat fee automated teller machine ("ATM") program are described. An operator of a transacted ATM may receive an inquiry from the ATM regarding whether a transacted ATM card is enrolled in the flat fee ATM program. The ATM operator may have access a database to determine if the transacted ATM card is enrolled in the flat fee ATM program, or the ATM operator may transmit the inquiry to the transacted ATM card's issuer, through a payment card network. The ATM operator may instruct the transacted ATM whether to charge a transaction fee depending on information accessed in the database by the ATM operator or on a response generated by the ATM card issuer.