REAL-TIME DETERMINATION OF FUNDS AVAILABILITY FOR CHECKS AND ACH ITEMS

REAL-TIME DETERMINATION OF FUNDS AVAILABILITY FOR CHECKS AND ACH ITEMS

A method including: providing a processing mechanism in data communication through a network with a first entity and a plurality of depository financial institutions; receiving a first inquiry at the processing mechanism through the network from the first entity; storing the first inquiry received f...

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Bibliographische Detailangaben
1. Verfasser: Weinflash Laura E
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A method including: providing a processing mechanism in data communication through a network with a first entity and a plurality of depository financial institutions; receiving a first inquiry at the processing mechanism through the network from the first entity; storing the first inquiry received from the first entity; sending a second inquiry from the processing mechanism through the network to the second entity in real time after receiving the first inquiry; receiving a first response at the processing mechanism through the network from the second entity; storing the first response received from the second entity; and sending a second response from the processing mechanism through the network to the first entity in real time after receiving the first response. Other embodiments are provided.