METHOD OF RECEIVING PAYMENT CONFIRMATION IN EMV CONTACTLESS MOBILE PAYMENT

METHOD OF RECEIVING PAYMENT CONFIRMATION IN EMV CONTACTLESS MOBILE PAYMENT

A method for communicating payment status is described. The method comprises generating an authorization request, via a payment module, on a mobile device. The authorization request may be generated during a contactless transaction. The authorization request is transmitted to an issuer system for ve...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: KUMAR Sharath Lakshman, KALADGI Mohammed Mujeeb, SALIAN Vishwanatha, CHITRAGAR Mahesh Malatesh
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A method for communicating payment status is described. The method comprises generating an authorization request, via a payment module, on a mobile device. The authorization request may be generated during a contactless transaction. The authorization request is transmitted to an issuer system for verification via a local merchant terminal. The payment module receives a first verification response directly from the issuer system, and determines a transaction status from the first verification response. The payment module displays the transaction status based on the first verification response