Application, Method and System for Purchasing a Product

Application, Method and System for Purchasing a Product

The present disclosure relates to an application, method and system whereby a consumer uses a payment application 110 operated on an electronic device 100 to purchase a product from a merchant. The application 110 is configured to receive a graphical representation 120 of data that comprises an iden...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: ALLEN DANIEL, SAYERS IAN, FOULDS DARREN, COHEN RICHARD IAN, FULTON DAVID ALEXANDER
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:The present disclosure relates to an application, method and system whereby a consumer uses a payment application 110 operated on an electronic device 100 to purchase a product from a merchant. The application 110 is configured to receive a graphical representation 120 of data that comprises an identification code, extract from the graphical representation 120 of data the identification code, transmit the identification code to a server 130 that can then obtain a transaction amount for the product and return it to the application 110 so that the application 110 can execute a payment transaction between a bank account of the consumer to the merchant for the transaction amount.