METHOD, APPARATUS AND RECORDING MEDIUM FOR SUPPORTING ELECTRONIC PAYMENT

METHOD, APPARATUS AND RECORDING MEDIUM FOR SUPPORTING ELECTRONIC PAYMENT

A method comprises receiving user payment information including a user identifier for paying for an item from a user terminal or a shop payment terminal, determining at least one payment mean available at the payment terminal based on a shop payment information database, comparing payment conditions...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: CHOI JIN-WAN, BU MUN-SIK
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A method comprises receiving user payment information including a user identifier for paying for an item from a user terminal or a shop payment terminal, determining at least one payment mean available at the payment terminal based on a shop payment information database, comparing payment conditions when two or more payment means are available, and transmitting the prioritized payment means based on a result of the comparison to the user terminal or the shop payment terminal. An electronic wallet server comprises a controller configured to compare payment conditions when two or more payment means are available, and cause the transceiver to transmit prioritized payment means based on a result of the comparison to the user terminal or the shop payment terminal.