Method and Apparatus for Preventing Fraudulent Transactions Online

Method and Apparatus for Preventing Fraudulent Transactions Online

A method and apparatus for providing fraud protection in purchase transactions made by a customer. The method including the steps of: receiving a purchase request for one or more items having a first price; generating a second price and/or an applied identifier that is unknown to the customer; apply...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: STEFKOVSKI GORAN, SHAFER DAVID MATTHEW, MALONEY CURTIS JOHN, KOGAN RUSLAN, HART BENJAMIN, O'CONNOR JESSE XAVIER
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A method and apparatus for providing fraud protection in purchase transactions made by a customer. The method including the steps of: receiving a purchase request for one or more items having a first price; generating a second price and/or an applied identifier that is unknown to the customer; applying a charge of the second price and/or the applied identifier using payment details provided; receiving data indicative of a third price and/or a recorded identifier; and comparing the data with the second price and/or the applied identifier; wherein if data is equal to the second price and/or applied identifier then finalise the purchase request.