DIRECT CONNECTION SYSTEMS AND METHODS

Embodiments of the invention are directed to passing a plurality of communications directly from a merchant to a payment processing network. A first communication may include payment information in an authorization request, while a second transaction may include non-payment transaction data. The com...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: KUSHEBA JEFF, KUMNICK PHIL, CATO LLOYD, KOGANTI KRISHNA, WUICHET DAVIDSON
Format: Patent
Sprache:eng
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Beschreibung
Zusammenfassung:Embodiments of the invention are directed to passing a plurality of communications directly from a merchant to a payment processing network. A first communication may include payment information in an authorization request, while a second transaction may include non-payment transaction data. The communications may be linked with a transaction identifier. In other embodiments, a capture file process is disclosed where capture files are generated by the payment processing network, and transactions are subsequently cleared and settled.