EXPLICIT AND/OR IMPLICIT PERSONAL DATA ANALYSIS FOR BEHAVIORAL BASED SCORE

A financial interaction or communication related to a set of financial behaviors is facilitated. The financial interaction drives behaviors to affect a real-time credit risk, and the visualization of alterations (increases and decreases) of the credit risk as direct feedback during the financial int...

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1. Verfasser: SHVARTS SIMON
Format: Patent
Sprache:eng
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Zusammenfassung:A financial interaction or communication related to a set of financial behaviors is facilitated. The financial interaction drives behaviors to affect a real-time credit risk, and the visualization of alterations (increases and decreases) of the credit risk as direct feedback during the financial interaction. The system demonstrates how behaviors identified in the financial interaction affect credit risk. Based on the financial interaction, estimates can be made of a financial score and presented in a display.