ENHANCED TRANSACTION PROCESSING

Methods, systems, and computer-executable instructions for processing financial transactions are provided. An exemplary method includes receiving a request from a merchant to authorize payment for a transaction using a financial account of a customer. The request includes information about the trans...

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Bibliographische Detailangaben
Hauptverfasser: KNOWLES KEVIN JOSEPH, OWEN SARAH, KIRSHENBAUM AMY LYNNE, BOHN JULIE CHRISTINE, CAVICCHI, III PETER R, YOUNG SUSAN MUNN, COLE ROBERT JAMES, COLEMAN SAMMY LEIGH
Format: Patent
Sprache:eng
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Zusammenfassung:Methods, systems, and computer-executable instructions for processing financial transactions are provided. An exemplary method includes receiving a request from a merchant to authorize payment for a transaction using a financial account of a customer. The request includes information about the transaction. The method further includes analyzing the transaction information based on a profile of the customer that is linked to the financial account and based on data pertaining to at least one other related transaction. Finally, the method includes generating a message about the transaction based on the analysis and transmitting the message to a recipient.