Generating and Categorizing Transaction Records

Devices, systems, and methods are disclosed for tracking financial transactions at their source, generating transaction records, categorizing and storing the records, and providing services related to the records. Transactions performed between a mobile device and a point-of-sale may automatically generate transaction records including electronic receipts that may be categorized and stored on a database. More traditional transactions such as those involving cash, paper receipts, etc. may be captured via a scanner on the mobile device for inclusion within a transaction record and subsequent categorization and storage. Notifications such as alerts, offers, and recommendations may be provided in real-time or close-in-time to the transaction being performed, thereby enabling services such as budgeting, inventory management, rewards, offers, etc.