Generating an Identity Theft Score

A system for generating an identity theft score is disclosed. The system may identify consumers who have experienced identity theft during a historical time period, generate an identity theft risk model based upon the plurality of consumers who have experienced identity theft, and generate an identi...

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Hauptverfasser: DUGGAL CHANDERPREET SINGH, MAHESHWWARI DEEPAK, MCMAHAN EILEEN P, O'MALLEY PAUL M, DYER WILLIAM R, MOORE RACHEL E, VIJAY SWATI, RAMESH PRADEEP VALLANUR, RAUSCHENBACH WILLIAM O, KRONER DAVID E, GOYAL RICHA J
Format: Patent
Sprache:eng
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Zusammenfassung:A system for generating an identity theft score is disclosed. The system may identify consumers who have experienced identity theft during a historical time period, generate an identity theft risk model based upon the plurality of consumers who have experienced identity theft, and generate an identity theft score for an individual consumer based upon the identity theft risk model and data associated with the individual consumer. The identity theft risk model may comprise a regression model, and the identity theft score may represent a probability that the individual consumer will experience identity theft during a future time period.