USING NETWORK SECURITY INFORMATION TO DETECT TRANSACTION FRAUD

A fraud management system is configured to store rules for detecting fraud. The fraud management system is further configured to receive a transaction involving a consumer and a merchant; obtain network security information associated with malicious activity in a voice network or a data network, whe...

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Bibliographische Detailangaben
Hauptverfasser:	GANTI VISWESWARARAO, VAN ARKEL JOHN HANS, YOUNG ADAM
Format:	Patent
Sprache:	eng
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ELECTRIC COMMUNICATION TECHNIQUE ELECTRICITY PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHICCOMMUNICATION
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Beschreibung
Zusammenfassung:	A fraud management system is configured to store rules for detecting fraud. The fraud management system is further configured to receive a transaction involving a consumer and a merchant; obtain network security information associated with malicious activity in a voice network or a data network, where the network security information indicates that the consumer has been involved in malicious activity in the voice network or in the data network; select a subset of rules based on the network security information and information associated with the transaction, the merchant, or the consumer; process the transaction using the subset of rules to generate alarms; process the alarms to generate a fraud score for the transaction; and output information regarding the fraud score to the merchant to assist the merchant in determining whether to accept, deny, or fulfill the transaction.