OVERAGE SERVICE VIA MOBILE DEVICE

OVERAGE SERVICE VIA MOBILE DEVICE

In general terms, embodiments of the present invention relate to methods and apparatuses for providing an overage service via a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transact...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: WARSHAWSKY MARC LANCE, MASTBROOK SCOTT, DEKOSTER PAUL RONALD, GARRETT DORIS MARIA, ROSS ERIK STEPHEN, ZANZOT MARK D, WHITLER ELBERT LEE, IVEY WILLIAM SYDNEY, SMYTH BRENDA LISBETH, PULLEN CATHERINE STOKES, TUDERS JOHN FRANKLIN, NELSON MARK ALLAN, TUCKER JONATHAN H, BJUGAN KETIL, FELDMAN ROSS MATTHEW, KINGSTON TAMARA S
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:In general terms, embodiments of the present invention relate to methods and apparatuses for providing an overage service via a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an overage as a result of the transaction; (c) prompting the holder to consent to the overage via the mobile device, where the holder is associated with the mobile device; (d) receiving the holder's consent to the overage; and (e) authorizing the transaction based at least partially on the receiving the holder's consent.