Check accepting and cash dispensing automated banking machine system and method

An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a...

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Bibliographische Detailangaben
Hauptverfasser:	LASKOWSKI EDWARD L, LUCAS BRIAN E, WARREN WAYNE, DROZDA LAURA, GALLOWAY TODD, JONES BRIAN, MCCARTHY WILLIAM, CARPENTER KEITH, DOMINICK DOUGLAS T, WARD MARK A, CREWS TIM, MA SONGTAO, MEEK JAMES, BLACKSON DALE H, KAY JAMES R, BROWN MARTIN J, PETERS DAVID A, BARNETT ROBERT W, BELL VICTOR, GRAEF HARRY THOMAS, VANKIRK THOMAS A, BLACKFORD DAMON J, TUROCY KENNETH, PAHL MATTHEW, BESKITT WILLIAM D, SMOLK JASEN J, RYAN MIKE, WASHINGTON JON E, LIGHTNER BRADLEY
Format:	Patent
Sprache:	eng
Schlagworte:	CALCULATING CHECKING-DEVICES COIN-FREED OR LIKE APPARATUS COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES HANDLING OF COINS OR OF PAPER CURRENCY OR SIMILAR VALUABLEPAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING,DISPENSING, CHANGING OR DEPOSITING HANDLING RECORD CARRIERS PHYSICS PRESENTATION OF DATA RECOGNITION OF DATA RECORD CARRIERS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:	An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.