INTEGRATED PROFILE AND PAYMENT EXCHANGE

A method for integrated profile and payment exchange, in one example embodiment, comprises receiving, via an interface with a member merchant, universal credentials to be provided by a member customer, based on the universal credentials, authenticating the member customer, each member customer havin...

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1. Verfasser:	SHETH DIPAK
Format:	Patent
Sprache:	eng
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ELECTRIC DIGITAL DATA PROCESSING PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:	A method for integrated profile and payment exchange, in one example embodiment, comprises receiving, via an interface with a member merchant, universal credentials to be provided by a member customer, based on the universal credentials, authenticating the member customer, each member customer having a pre-established customer account, receiving a further request to process a payment for one or more items purchased by the merchant customer from the member merchant, processing the payment by charging one or more payment instruments associated with the pre-established customer account, generating a payment record related to the payment, associating the payment record with the member merchant, selectively aggregating the payment with further payments associated with the member merchant into an aggregated payment, and making the aggregated payment into an account associated with the member merchant.