MERCHANT RECOMMENDATION SYSTEM AND METHOD

MERCHANT RECOMMENDATION SYSTEM AND METHOD

Automated generation of a merchant recommendation list is disclosed. When a financial processor obtains rich and relevant information related to consumers and merchants, collaborative filtering, profiling, clustering and predictive modeling techniques are combined to provide merchant recommendations...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: LEE WONMOH A, OZSAHIN OGUZ S, THOMAS DEEP, NIKIFOROV SERGUEI, ALVAREZ EDUARDO J, SINHA PRASHANT K, HAROUCHE JEFFREY J, SANTOS JASON, CHATTERJEE PRIYO B, GARRETT RACHEL
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:Automated generation of a merchant recommendation list is disclosed. When a financial processor obtains rich and relevant information related to consumers and merchants, collaborative filtering, profiling, clustering and predictive modeling techniques are combined to provide merchant recommendations to a consumer. The system analyzes consumer attributes which relate to target consumer attributes to create a target consumer cluster, creates associations based upon merchant attributes and the target consumer attributes and provides the feedback based on the associations.