SELF-SERVICE CREDENTIAL MANAGEMENT

A self-service system and method for credential reset permits an administrator to customize policies for credential reset based on any user or group of users. Administrators may choose to set a more stringent policy for credential reset for users or groups that have higher-level permissions to access sensitive information within the resource protected by the credential. Customizable, plug-in gates are provided to permit administrators fine grained control over reset policy definition. When the user initiates a credential reset, the reset policy applicable to that user is invoked, and the user is presented with gates to pass pursuant to the applicable reset policy. The user's responses are compared to responses presented by the user at registration. If the responses meet the reset policy's threshold for accuracy, the user is permitted to reset the credential.