Method and apparatus for monitoring events concerning record subjects on behalf of third parties

An event notification and risk monitoring system (10), for providing to an interested third party (15) (such as an employer) notification of events newly made part of public records of individuals, records related to the performance of tasks by the individuals, and for also providing values for metrics used in assessing risks associated with the tasks. One application is to provide event notification and risk monitoring for an employer for risks associated with drivers employed by the employer. The system (10) includes a database management and reporting system (11) and a record database (12), with the former populating the latter with information obtained from a source (14) of the public records (a source such as a state department of motor vehicles), information often in a non-standard format and so requiring that it be parsed and converted to a format suitable for business-to-business communications, a format such as XML.