Computerized method for determining a credit line

Computerized method for determining a credit line

A computerized method for determining a credit line to be issued by a financial service provider to an applicant business entity is provided. The method allows for collection of financial data for the applicant entity. The method further allows for processing the collected financial data to determin...

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Bibliographische Detailangaben
Hauptverfasser: BYERLY WILLIAM DAVIS, TONNER DAVID PAUL, DEMATTOS POLICARPO GASTANON, LEONARD REBECCA HILL, QUAILE JAMES PATRICK, ERATH KATHRYN MARIE, BOBBINS SCOTT RUSSELL, COX CHARLES DAVID, KEARNS SHARON MONTGOMERY, WERNER TIMOTHY PAUL
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A computerized method for determining a credit line to be issued by a financial service provider to an applicant business entity is provided. The method allows for collection of financial data for the applicant entity. The method further allows for processing the collected financial data to determine a base amount for the credit line. The base credit line is then adjusted based on the output from an evidential reasoning tool to determine the credit line to be issued to the applicant entity.