Systems and methods for a data integration connector

A universal cloud connector is proposed to intake client data using an integrated application programming interface (API) that is capable of processing various client data. Specifically, the integrated API includes at least two layers: (i) an authentication layer authenticates a client based on a client-level secret ID such that the client can only access data resource that is accessible to this particular client; (ii) a data segregation layer that integrates with the client's system so that users of the client (bank) can view and interact with their bank records that are pulled through the authentication layer. Thus, the integration API may act as a collection of micro-services that allow a client's system to synchronize data and workflow states with the server in real-time.