Systems and methods for supporting legacy and tokenized e-commerce

System and methods for supporting legacy and tokenized transactions are disclosed. According to one embodiment, in an information processing device comprising at least one computer processor, a method for selecting an electronic payment credential to communicate to a merchant, may include (1) an ele...

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Bibliographische Detailangaben
Hauptverfasser: Carlyle, Jason, Beer, Allison, Sheppard, Christina, Spector, Howard, Ouellette, Scott H, Le, Tu P
Format: Patent
Sprache:eng
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Beschreibung
Zusammenfassung:System and methods for supporting legacy and tokenized transactions are disclosed. According to one embodiment, in an information processing device comprising at least one computer processor, a method for selecting an electronic payment credential to communicate to a merchant, may include (1) an electronic wallet backend receiving a plurality of payment credentials associated with a payment account; (2) the electronic wallet backend receiving a credential capability for a merchant; (3) the electronic wallet backend selecting one of the payment credentials for a transaction with the merchant based on the credential capability; and (4) the electronic wallet backend communicating the selected payment credential to a point of transaction device for the merchant.