Recipient management in computer network initiated data transfers

A computerized data transfer system allows data transfers to be initiated over a network between senders and recipients. Individual senders initiate data transfers over the network by selecting a recipient from a list at a sender device. The system includes a data store of sender specific recipients...

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Bibliographische Detailangaben
Hauptverfasser: Torbica, Sonja, Wakim, Matta, Reilly, Harrison Michael James, Odobetskiy, Kyryll, Fichuk, Dexter Lamont, Esposito, Helene Nicole, McPhee, Adam Douglas, Abdullah, Omas, Miller, Robert Kyle
Format: Patent
Sprache:eng
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Zusammenfassung:A computerized data transfer system allows data transfers to be initiated over a network between senders and recipients. Individual senders initiate data transfers over the network by selecting a recipient from a list at a sender device. The system includes a data store of sender specific recipients, a data transfer history data store of past transfers; and a master participant data store storing profiles of recipients for which transfers can be initiated. The system includes a computing device that for selected senders, retrieves entries of the data store of sender specific recipients, master participant data store and data transfer history data store; generates a predicted transfer profile for each recipient for the sender, based on past data transfers and the master participant data store to identify deviations therefrom; and updates the data store of sender specific recipients for the selected sender to update entries for recipients associated with identified deviations.