Secure and efficient payment processing system

A method is provided for facilitating session-based authentication for a plurality of e-commerce transactions for an account holder. The method includes registering a plurality of account holders, receiving, from an account holder of the plurality of account holders, user input setting the account p...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: Sherwin, Francis M, Balasubramanian, Chandra S, Keresman, III, Michael A
Format: Patent
Sprache:eng
Schlagworte:
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Beschreibung
Zusammenfassung:A method is provided for facilitating session-based authentication for a plurality of e-commerce transactions for an account holder. The method includes registering a plurality of account holders, receiving, from an account holder of the plurality of account holders, user input setting the account privilege information for an account corresponding to the account holder, and receiving a transaction request for an e-commerce transaction between the account holder and a merchant, the transaction request comprising transaction details including a transaction value and a transaction time, and, in response to the transaction request, performing, with at least one computer system, an authentication process. The method further includes processing the e-commerce transaction in response to completing the authentication process, receiving at least one subsequent transaction request for at least one subsequent e-commerce transaction, and determining to bypass the authentication process for the at least one subsequent transaction.