System for resource usage monitoring

A system for monitoring the use of resources by a user includes a mobile device, a resource usage monitoring device, a message display system, and a third party system, each have communication interfaces, memory devices, and processing devices. The system is designed to detect the presence of a user within a physical location where resources may be accessed and determine a time-efficient set of resource allocations that the user may engage in while located in a particular physical location. In some embodiments, a message may be directed to the user through visual and/or audio displays to notify the user of the time-efficient set of resource allocations and direct the user to a particular location where such allocations may be effected.