Automated teller machine with an encrypting card reader and an encrypting pin pad

A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card r...

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Bibliographische Detailangaben
Hauptverfasser: Steinbach, Klaus A, Ma, Songtao, Crews, Timothy, Lewis, David N, Ramachandran, Natarajan, Enright, Jeffery M, Jenkins, Randall W, Douglass, Mark A, Graef, H. Thomas, Irudayam, Sathish M
Format: Patent
Sprache:eng
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Beschreibung
Zusammenfassung:A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.