METHOD AND SYSTEM FOR CARDLESS ATM TRANSACTION VIA MOBILE DEVICE

METHOD AND SYSTEM FOR CARDLESS ATM TRANSACTION VIA MOBILE DEVICE

A method for initiating a cardless automated teller machine (ATM) transaction via a mobile computing device includes: storing, in a memory of a mobile computing device, at least transaction account data and authentication data; receiving, by an input device of the mobile computing device, at least d...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: GOODMAN, Daniel Jason, BELIN, Max Alexander, LEUNG, Michael
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A method for initiating a cardless automated teller machine (ATM) transaction via a mobile computing device includes: storing, in a memory of a mobile computing device, at least transaction account data and authentication data; receiving, by an input device of the mobile computing device, at least desired transaction data and authentication information; receiving, by the input device of the mobile computing device, a unique identifier associated with an automated teller machine (ATM); authenticating, by an authentication module of the mobile computing device, the received authentication information based on the stored authentication data; and electronically transmitting, by a transmitting device of the mobile computing device, at least the received desired data and unique identifier and a result of the authentication to an external computing system.