METHODS AND SYSTEMS FOR PAYMENTS ASSURANCE

A remote payments assurance system includes a Proxy Service Manager Server, an Authentication Service Manager Server computer, an Acquirer Financial Institution (FI) Server computer, a payment network, and an Issuer financial institution server computer. A storage device of the Proxy Service Manager Server computer stores instructions which causes a processor to receive a consumer authentication request from a merchant device obtained during a card not present (CNP) transaction, transmit the consumer authentication request to the Authentication Service Manager Server computer, establish a secure communications channel between the Proxy Service Manager Server computer and the Authentication Service Manager Server computer, and transmit the consumer authentication request via the secure communications channel to the Authentication Service Manager Server computer. Next, the processor receives a non-repudiable one-time accountholder authentication value ("AAV") token, transmits a payment authorization request to the Acquirer FI Server computer, receives a payment authorization message, and transmits a payment authorization message to the merchant device to complete the CNP purchase transaction.