SISTEMA E PROCESSO PARA TELEPAGAMENTOS E TELETRANSACCOES, EM TEMPO REAL, POR TELEFONE MOVEL

SISTEMA E PROCESSO PARA TELEPAGAMENTOS E TELETRANSACCOES, EM TEMPO REAL, POR TELEFONE MOVEL

A system and a process for processing payments and transactions between payers (13) and payees (27, 29, 14, 14a, 13a, 46) associated to the system, using a first server (20) interconnected with telecommunication means (18, 19, 28, 47) with first data storage means (22) containing information on each...

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Hauptverfasser: ALICIA LUCIA CALVO PESQUERA, JAVIER DIAZ MARTIN, JORGE MIGUEL MORENO CAMACHO, PEDRO MARTINEZ HERNANDEZ, MARIO CANTERO BRANDES, IVAN CLEMENTE SIMON, JOSE MANUEL DE LA CRUZ VEGA, JOSE LUIS VACAS CID, PABLO DE CASSO BASTERRECHEA, GONZALO GOMEZ-ACEBO DENNES
Format: Patent
Sprache:por
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
ELECTRIC COMMUNICATION TECHNIQUE
ELECTRICITY
PHYSICS
SELECTING
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A system and a process for processing payments and transactions between payers (13) and payees (27, 29, 14, 14a, 13a, 46) associated to the system, using a first server (20) interconnected with telecommunication means (18, 19, 28, 47) with first data storage means (22) containing information on each associated payer (13) consisting of at least an admissible telephone number, at least a authorization criterion for authorizing a transaction, and a safety criterion associated to the admissible telephone number, as well as an admissible identification code of each payee; second data storage means (21) that contain a second information referring to the type of digital mobile telephone (16, 41) belonging to each telephone number; selecting means (20h) for verifying one of the telecommunication equipments (18, 19) that communicates with the digital mobile telephone (16, 41) identified by the admissible telephone number by means of a telecommunication service being compatible with the type of digital mobile telephone (16, 41) as identified.