VEHICLE INSURANCE RISK PREDICTION METHOD AND APPARATUS, AND SERVER

VEHICLE INSURANCE RISK PREDICTION METHOD AND APPARATUS, AND SERVER

Personal attribute information of a vehicle insurance user is obtained, where the personal attribute information includes at least one of natural attribute information, social attribute information, and behavior data of the vehicle insurance user. The personal attribute information is processed by u...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: ZHIQIANG ZHANG, WEI DING, GUANRU LI, YUXIANG LEI, MINGQIAN SHI, LONGFEI LI, CHUNPING TAN, SHIYI CHEN, JING HUANG, PEILIN ZHAO
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:Personal attribute information of a vehicle insurance user is obtained, where the personal attribute information includes at least one of natural attribute information, social attribute information, and behavior data of the vehicle insurance user. The personal attribute information is processed by using a pre-constructed vehicle insurance risk prediction algorithm configured to predict the vehicle insurance risk associated with the vehicle insurance user. Vehicle insurance is generated for the vehicle insurance user based on the vehicle insurance risk.