ACCOUNT ACCESS AT POINT OF SALE

A user makes a payment at a POS by entering the user's phone number (either through a keypad or via a card swipe) and PIN into a POS device (such as through a keypad). That information is communicated to a payment provider, who can then access the user's account, determine whether to appro...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser:	ASAR, SYED FAYEZ, CHU, PETER, ANSARI, ANSAR, RAMTEKKAR, PRAVIR, BAIG, ATTAULLAH
Format:	Patent
Sprache:	eng ; spa
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:	A user makes a payment at a POS by entering the user's phone number (either through a keypad or via a card swipe) and PIN into a POS device (such as through a keypad). That information is communicated to a payment provider, who can then access the user's account, determine whether to approve or deny the payment, and notify the merchant of the decision. Un usuario hace un pago en un POS (punto de venta) al ingresar del número telefónico de usuario (ya sea mediante el teclado numérico o por medio de una tarjeta de banda magnética) y PIN (número de identificación personal) en un dispositivo POS (por ejemplo mediante un tablero numérico); se comunica esa información a un proveedor de pagos que pueda obtener luego acceso a la cuenta del usuario, determinar si aprobar o denegar el pago, y notificar al comerciante acerca de la decisión.