SYSTEMS AND METHODS FOR BILL PAYMENT WITH DYNAMIC LOAN CAPACITY

A system may detect an outstanding account of a borrower having an outstanding amount. The system may also display a loan-request interface associated with the outstanding account with the loan-request interface activated in response to the outstanding amount being within the dynamically calculated...

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Bibliographische Detailangaben
Hauptverfasser:	Houman MOTAHARIAN, Malerie LUCIANO, Manish GUPTA, Art RICCIARDI, Aparna SARIN, Brett SUSSMAN, Mehdi ESMAIL, Fernando VALDES, Cecile BERTA
Format:	Patent
Sprache:	eng ; spa
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:	A system may detect an outstanding account of a borrower having an outstanding amount. The system may also display a loan-request interface associated with the outstanding account with the loan-request interface activated in response to the outstanding amount being within the dynamically calculated loan capacity. The system may receive an input via the loan-request interface to request a loan based on the outstanding amount. A request for the loan may be transmitted in response to the input. Un sistema puede detectar una cuenta pendiente de un prestatario que tenga un monto pendiente. El sistema también puede visualizar una interfaz de solicitud de préstamo asociada con la cuenta pendiente con una interfaz de solicitud de préstamo activada en respuesta a que el monto pendiente se encuentre dentro de la capacidad de préstamo calculada dinámicamente. El sistema puede recibir una entrada a través de la interfaz de solicitud de préstamo para solicitar un préstamo basado en la cantidad pendiente. Una solicitud del préstamo puede ser transmitida en respuesta a la entrada.