SYSTEMS AND METHOD FOR MANAGING DEALER INFORMATION

Embodiments of systems and methods are disclosed that manage transactions and communication between car dealers and lenders. In one embodiment, the system lessens risks for lenders and makes relationships with dealers safer and easier to administer. In one embodiment, a dealer may utilize the system...

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Hauptverfasser: JEFFREY MADISON MCCURRY, DAVID STILES MODERI, FREDERICK JOHNSON MORGAN, DAVID LYNN HUBER, JAMES MADISON MCCURRY
Format: Patent
Sprache:eng ; spa
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Zusammenfassung:Embodiments of systems and methods are disclosed that manage transactions and communication between car dealers and lenders. In one embodiment, the system lessens risks for lenders and makes relationships with dealers safer and easier to administer. In one embodiment, a dealer may utilize the system to manage its inventory, obtain and manage credit history information about potential customers, help customers apply for credit, transact credit applications and credit approvals with various lenders, submit applications to multiple lenders, select from among the accepting lenders, and manage forms used to complete a transaction. Se revelan modalidades de sistemas y métodos para manejar transacciones y comunicación entre comerciantes y prestamistas de autos En una modalidad, el sistema reduce los riesgos a los prestamistas y lleva a cabo relaciones con los comerciantes más seguras y fáciles de administrar. En una modalidad, un comerciante puede utilizar el sistema para manejar su inventario, obtener y manejar información sobre el historial crediticio sobre los clientes potenciales, ayudar a los clientes para solicitar créditos, transar solicitudes crediticias y aprobaciones crediticias con varios prestamistas, presentar solicitudes a múltiples prestamistas, seleccionar entre los prestamistas que hayan aceptado, y manejar formas utilizadas para completar la transacción.