banking Service System by using Smart Terminal and Face Recognition Data and Method thereof

The present invention relates to a financial transaction system using face recognition information and a smart terminal and a financial transaction method via the smart terminal using the same. According to the present invention, the financial transaction method using face recognition information and the smart terminal comprises: a step of allowing the smart terminal and a bank server to receive a registration of face information of a client and to store the information; a step of allowing the smart terminal to run a banking service application; a step of allowing the smart terminal to request for photographing face information of the client; a step of allowing the smart terminal to photograph the face of the client, to extract face recognition information from the photographed face, and to store the information along with the photographing time information; a step of allowing the smart terminal to compare the face photographing time information of the client with the current time information; a step of, when the photographing time information equals the current time, allowing the smart terminal to compare the extracted face recognition information with the pre-saved face recognition information; a step of, when the two pieces of face recognition information are equal as a result of the comparison, transmitting the extracted face recognition information to the relevant bank server to request for a login; a step of allowing the relevant bank server to compare the received face recognition information with the pre-saved face recognition information; a step of, when the two pieces of face recognition information are equal as a result of the comparison, allowing the relevant bank server to allow the login; a step of allowing the relevant bank server to provide banking service menus via the smart terminal; a step of allowing the client to select one of the banking service menus via the smart terminal; a step of allowing the smart terminal to access the relevant bank server and to execute a banking service relevant to the selected menu; a step of allowing the relevant bank server to transmit the banking service result information to the smart terminal; and a step of allowing the smart terminal to receive, display, and store the banking service result information. 본 발명 안면인식 정보와 스마트 단말기를 이용한 금융거래 방법은 스마트 단말기와 은행 서버가 고객의 안면 정보를 등록받아 저장하는 단계와, 스마트 단말기가 뱅킹 서비스 앱을 실행시키는 단계와, 스마트 단말기가 고객의 안면 정보 촬영을 요청하는 단계와, 스마트 단말기가 고객의 얼굴을 촬영하고 촬영된 얼굴에서 안면 인식 정보를 추출하고 촬영 시간 정보와 함께 저장