SYSTEM FOR CREDIT LINE APPROVAL OF COMPANY

The present invention relates to a system for approving a credit line of a company in which interest rate approval and limit approval of loan applied from a company are approved arbitrarily and processed in a head office and a branch office. The system of the present invention includes: a unit for receiving loan information, if a branch terminal of a financial company transmits the loan information of an applied company; a unit for approving limit amount of loan money for the applied loan in a branch of the financial company; a unit for checking a financial company head office through a database storing information of arbitrary decision right for an interest rate with which the approved limit amount of loan money is processed, and for transmitting information of the approved limit amount of loan money; a unit for transmitting interest rate information according to the limit amount of loan money on the basis of the applied loan information; and a unit for approving an interest rate according to the limit amount of loan money, and approving the interest rate by applying a previously established prime rate to the interest rate processing information through a database storing prime rate approval object information corresponding to the loan application information through linked treatment. [Reference numerals] (100) Loan processing server; (100a) Interface unit; (100b) Interface providing unit; (100c) Information reception unit; (100d) Information transmission unit; (100e) Validity confirming part; (100f) Information confirming part; (100g) Loan limit approval unit; (100h) Branch approval interrupt part; (100i) Headquarter interest rate information receiving part; (100j) Interest rate approval processing part; (100k) Loan approval processing part; (120) Financial transaction terminal; (AA) External relation system; (B1) Internet banking part; (B2) Phone banking unit; (B3) Call center unit; (B4) Financial payment unit; (CC) Account system; (D1) Loan part; (D2) Reception unit; (D3) Trust part; (EE) Information system; (F1) Asset debt management part; (F2) Customer relation management part; (F3) Record management part; (GG) Interface module (middleware); (HH) Financial system; (I1) Financial product; (I2) Ledger information; (I3) Management information; (JJ) Interest rate processing information D/B; (K1) Interest rate decision right information; (K2) Interest rate application proceeding state information; (K3) Prime rate approval target information; (LL) Financia