PAYMENT METHOD USING ARS

PURPOSE: A payment method using an automated response system (ARS) is provided to enable a user to pay for a product by following ARS guidance information provided by an ARS server to a user terminal, thereby facilitating payment. CONSTITUTION: A user terminal requests order reception and ARS payment for a product from an affiliated store server (S100). The affiliated store server transmits product information and user information to an ARS server. The affiliated store server requests ARS payment from the ARS server (S200). The ARS server transmits ARS guidance information to the user terminal to enable a user to pay for the product (S300). The ARS server notifies the affiliated store server that the payment for the product is completed (S500). [Reference numerals] (AA) Start; (S100) User terminal requests order reception and ARS payment for a product from an affiliated store server; (S110) User terminal receives user information the affiliated store server request and transmits to the affiliated store server; (S120) Password is received from user terminal; (S200) Affiliated store server transmits product information and user information to an ARS server and automatically requests ARS payment to the ARS server; (S300) ARS server transmits ARS guidance information to the user terminal to enable a user to pay for the product; (S400) Product cost is settled through user terminal by ARS server guidance; (S410) ARS server checks password; (S500) ARS server notifies the affiliated store server that the payment for the product is completed; (S510) ARS server notices that payment for the product is completed though e-mail or SMS to user terminal